Personal Loans

The perfect fit for your unique goals

Signature (Personal) Loans

  • Borrow up to $25,000
  • Use this all-purpose loan for vacations, debt consolidation, holiday spending or any way you wish
  • Fixed interest as low as 4.00% Annual Percentage Rate (APR) for 12 months
  • Take up to five years to repay your loan
  • Credit Insurance protection covers your loan payments in special circumstances when you're unable to make your regular monthly payment

Share-Secured Loans

  • Get a great rate by borrowing against the amount of money in your Share Savings account
  • Your savings stay on deposit, earning interest during the term of the loan
  • Ideal for getting the funds you need while building your credit history
  • Credit Insurance protection covers your loan payments in special circumstances when you're unable to make your regular monthly payment

Lines of Credit

  • Lines available up to $10,000 with no annual fee
  • Access money through Online Banking
  • Fixed interest at 12.75% Annual Percentage Rate (APR)
  • Pay interest only on the amount of money you use, similar to a credit card
    A good choice when you need anytime access to extra cash for expenses, or for Overdraft Protection on your checking account
  • Credit Insurance protection covers your loan payments in special circumstances when you're unable to make your regular monthly payment

Whether you're finally booking that dream vacation, signing off on a new car, or remodeling your home, our Personal Loans can be used for anything from debt consolidations to the kitchen sink! With Kamehameha Federal Credit Union, you'll enjoy personalized service and quick approvals made locally by the people you know.

Apply for your Personal Loan online or complete the application and bring it to our Honolulu branch.