Yes, they're really that low

As a not-for-profit financial cooperative, Kamehameha Federal Credit Union is able to keep fees to a minimum and as low as possible for you. See for yourself.

 Fees effective 12/01/21

Account Fees Fee Amount
Overdraft Fees (NSF)
  • ACH
  • Share Draft
  • EFT items
Service Charge
  • ACH
  • Share Draft items
Returned Item Fee
(Return of a deposited/loan payment item)
Closed Account Fee
(Account closed within 90 days of opening)
Copy of Paid Draft  $5.00

Stop Payment Request

  • Member Draft
  • Credit Union Check
  • ACH
Check Order Fee  Varies 
Inactive Account
(No member-initiated transaction within a 12-month period and share balance less than $1000)
Escheatable Account  $50.00
Card Fees Fee Amount
Debit Card Replacement Fee  $10.00
PIN Replacement Fee  $5.00
ATM Withdrawals
(No charge for first 12 withdrawals per month)
Miscellaneous Fees Fee Amount
Credit Union Check
(One free check per member per day)
Returned Mail  $5.00
Printing Fee  $2.00/pg
Research Request
(Minimum one hour)
Legal Notice Processing  $40.00
Notary Fees
(By Appointment Only)
Outgoing Wire Transfer - Domestic  $35.00